Your return can be calculated one of two ways: as an overall return, or as an annual rate of return (APR). Until a policy matures you cannot know your APR. This is why we prefer to show clients their estimated overall return. Before marketing a policy, we typically fix the overall return according to how many months the insured is expected to live.
An 80 year old male is expected to live 5 years - 60 months. We would show an estimated overall return of 60%. In this case, if an investor had $10,000 invested in this policy, they would receive $16,000* when the policy matures. Once the policy matures the investor can figure out exactly their annual rate of return (APR). The sooner the policy matures the higher the APR; the longer it takes to mature the lower the APR.
*Disclaimer: Life expectancy estimates are not 100% accurate and there’s no guarantee any insured will pass away on an exact date. Investors must realize there is a possibility some or all of their policies could go past life expectancy, thus lowering their overall return.
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Contact us for more information, or a free consultation:
Phone: +1 (805) 587-8785
Email: williamramirezlifesettlements@gmail.com
Address:
22815 Ventura Blvd. #486 Woodland hills, CA 91364
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